At Kha Lam's traditional woodworking village, households are using preferential loans to invest in equipment and raw materials to fulfill new orders. For producers, access to capital means they can maintain their traditional trade while creating additional jobs and income for workers.

Outstanding loans for job creation at Kha Lam woodworking village currently exceed 9.4 billion dong. The results in Kha Lam show that policy credit not only provides residents with additional resources for production but also directly contributes to job creation and income stability.

To ensure the capital continues to be used effectively, local experience has prompted calls for higher borrowing limits for households, helping better meet demand for production expansion, development of traditional trades and job creation.