Golden Bird International JSC, a taxi operator, has quickly adapted to digital transformation and green development by investing in modern, environmentally friendly vehicles. The company's transition has been supported by timely financing from Agribank Dong Hai Phong.

In the real estate sector, Newland Investment JSC has accessed preferential financing under the government's VND 120 trillion credit package to develop social housing projects. Although the company still has significant financing needs, access to concessional credit has provided additional momentum for project implementation and business expansion.

Small and medium-sized enterprises, cooperatives and household businesses are also receiving priority access to loans at reasonable interest rates.

Supported by these measures, lending activity has maintained strong growth. In the first six months of this year, total deposits reached nearly VND 679.7 trillion, up 10.15%, while outstanding loans exceeded VND 545.7 trillion, up more than 19% from a year earlier. The non-performing loan ratio remained below 2% of total outstanding loans. By providing timely and flexible financing focused on priority sectors, Hai Phong's banking system continues to reinforce its role as a financial pillar for the business community.